Blog
 
October 12, 2022
ACE P&C Medicare Supplement: What to Know

ACE P&C Medicare Supplement: What to Know

When exploring your Medicare Supplement options, understanding the carriers offered in your area can help you make a more informed coverage decision.

Today, we’re going to be taking a closer look at one of the newer products on the market from ACE Property & Casualty Insurance Company, a Chubb company, and why we’re excited to share this product with you.  

What is an ACE P&C Medicare Supplement?

Like other Medicare Supplements, ACE P&C’s new product helps fill coverage gaps in your original Medicare Parts A and B. The plan comes from a trusted insurance carrier who understands and proudly strives to meet the needs of its customers.

These new products will be available in the most popular Medicare Supplement plan types — A, F, G and N — offering valuable flexibility to better serve your unique needs.

It’s important to remember that federal law mandates that all Medicare Supplement plans are standardized. This means that the benefits for each plan are the same, regardless of what carrier you choose.

However, while benefits might be standardized, the premiums are not. So be sure to carefully review your options before selecting a carrier.  

How does an ACE P&C Medicare Supplement differ from other Medicare Supplements?

While Medicare Supplements offer standardized coverage, there are a few areas where plans can differ. One key area is medical underwriting.

Underwriting

Underwriting is a series of medical questions asked by the insurance company to determine eligibility and determine pricing structure.

ACE P&C plans are underwritten by ACE P&C Insurance Company, which has a reputation for fair pricing and fantastic customer service. Something that can affect underwriting are preexisting medical conditions.

ACE plans have no waiting period for preexisting conditions, meaning that you are covered once you are enrolled.  

Price

The other key difference is price. ACE offers competitive pricing to help you ensure you are getting great value.

One of the unique features of ACE Medicare Supplement plans is their household premium discount, which can help lower costs for eligible participants.  

Individual rates and underwriting success can depend on a variety of factors, including your health and where you live.  

At Medicare Allies, we are dedicated to helping you find the right Medicare Supplement for your specific needs. To sum up? Here’s what ACE P&C can offer you:

  • Household premium discounts may be available for eligible applicants
  • Competitive rates — get great value and friendly service
  • No waiting period for preexisting conditions — you’re covered once you are enrolled

Which states are ACE Medicare Supplement policies available in?

ACE is available in states across the nation, including:  

  • Arkansas
  • Arizona
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • West Virginia  
  • Wisconsin  

Is ACE a good Medicare Supplement option?

At Medicare Allies, we try to avoid generalized statements about coverage options. There are simply too many variables and different situations to take into account when considering your Medicare Supplement options.

What is great for one person might be the exact opposite for their spouse or neighbor.  

What we will say is that ACE is worth looking into, especially if you want a plan with household discounts or low-hassle coverage for preexisting conditions. No matter what your options are, we can help you navigate plans and find a great plan that meets your circumstances.  

Does Medicare Allies recommend ACE Medicare Supplement plans?

We recommend whatever plan gives you the best rates and benefits for your area. ACE Medicare Supplement can be a great option for many because of their trusted reputation, household discount and coverage of preexisting conditions.

However, no plan is one-size-fits-all, and we are more than happy to help you explore your options and select coverage that would best fit your unique situation.  

Conclusion  

ACE offers Medicare Supplements in popular letter plan types. Their coverage for preexisting conditions and affordability makes it a compelling choice for those looking for supplemental coverage.

Call us for a Medigap quote to see how much an ACE Medicare Supplement plan would cost you in your area!


Medicare Allies is not affiliated with Medicare or any other government agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

ACE Property & Casualty is not affiliated with Medicare. ACE is not connected with or endorsed by the U.S. Government or the Federal Medicare Program. This is a solicitation of insurance. Contact may be made by an insurance agent or company upon inquiry. The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions.

Luke Hockaday
By
Luke Hockaday
Luke Hockaday is a Customer Success Rep here at Medicare Allies. Luke has been helping Medicare-eligible clients with their insurance and retirement-planning needs since 2011. Luke is passionate about 3 things, and 3 things only: senior insurance, football, and food!

Get an Insurance Quote

With a little information about you, the experts at Medicare Allies can run quotes for many different kinds of coverage. Since we represent many carriers, we can compare costs for several companies to find the best price for you.

Get Quote
Get an Insurance Quote

Our team of dedicated, licensed agents can help you as little or as much as you need. Whether it’s answering a few questions about Medicare or creating a comprehensive Medicare Planner with you, we are your Medicare Allies.